The Trusted Advice Professionals
Shop 264 Stockland Mall Wetherill Park, 561-583 Polding Street, NSW 2176
STRATEGIC PLANNING OPPORTUNITIES TOGETHER
About Us
Our Mission
"We aim to provide strategic financial advice to our clients, at a competitive price, to help you make informed decisions"
It's all about you
Receiving advice could be critical to your financial future when protecting / accumulating wealth, transitioning to retirement or preparing for life post work.
We pride ourselves on ensuring “our clients interest is always placed first", so the advice you receive, will always be honest, fair and reasonable. In the odd chance we cannot help you, we will let you know and may be able to refer you on to the right professional.
Talk to us
The first consultation is our expense and is about understanding and listening to what’s important to you. Once we have a good understanding of how we can help you, we will quote you a fee. From there it’s up to you to decide whether to proceed or not.
Our Business
David Sengchansavang
Director | Senior Financial Planner AFP®
David is a highly experienced financial planner with over 18 years in the financial advice industry and more than 21 years in the broader financial services sector. He is committed to acting in the best interests of his clients, taking the time to deeply understand their goals, clarify priorities, and develop tailored strategies that deliver meaningful and realistic outcomes.
David’s approach is collaborative, transparent, and relationship-focused. He works closely with clients to simplify complex financial decisions, providing clear guidance across all stages of life — from wealth accumulation and risk management to retirement planning and intergenerational wealth transfer.
He holds advanced tertiary qualifications in financial planning and maintains strong professional standards through ongoing education and regulatory compliance.
Qualifications
- Master of Financial Planning
- Graduate Certificate in Financial Planning
- Advanced Diploma of Financial Services (Financial Planning)
- Diploma of Financial Services (Financial Planning)
Professional Memberships & Registrations
- Member, Financial Advice Association Australia (FAAA)
- Registered Tax (Financial) Adviser with the Tax Practitioners Board (TPB)
David Sengchansavang and Wealth Spot PTY LTD trading as TST Advisory Wealth are Authorised Representatives of Spark Advisers Australia Pty Ltd AFSL 380552
Advice strategies
We will work with you to identify the strategies most relevant to your goals and guide you through financial complexities step by step, ensuring clarity and confidence at every stage.
Strategies may include:
Personal Protection
Income protection, life cover, total and permanent disability (TPD), and trauma (critical illness) insurance to safeguard your financial security.
Debt Management
Structuring debt efficiently, including deductible vs non-deductible debt, refinancing options, and consolidation strategies.
Cash Flow Management
Budgeting and improving the efficient use of your income to support both current lifestyle needs and long-term objectives.
Wealth Accumulation
Investment planning tailored to your risk profile and time horizon, including passive, active, and low-cost portfolio approaches.
Superannuation
Account consolidation, investment selection, contribution strategies, and transition-to-retirement planning.
Life Events & Ad Hoc Advice
Support during significant changes such as inheritances, redundancies, downsizing, relocation, or major purchases.
Tax-Effective Strategies
Working in conjunction with your tax professional to optimise outcomes, including capital gains planning, deductible super contributions, and salary sacrifice strategies.
Retirement Income Planning
Designing sustainable income streams in retirement, including pensions, annuities, defined benefit considerations, and investment management.
Social Security
Guidance on government benefits such as JobSeeker, Disability Support Pension, and Age Pension, including assets and income tests and strategies to enhance entitlements (subject to eligibility).
Estate Planning
Coordination with legal professionals regarding wills, enduring powers of attorney, beneficiary nominations, and trust structures to ensure your wishes are carried out.
Self-Managed Super Funds (SMSFs)
Advice on whether an SMSF is appropriate for you, including control considerations and investment options such as direct shares, ETFs, and property.
Our Partners
Memberships
